13 days and a Student Loan Crisis…

 

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WHERE DO I EVEN START. Ok, let’s start with this simple suggestion: GET YO STUDENT LOAN CRAP TAKEN CARE OF WAYYYYYY BEFORE I DID. I leave in approximately 13 days and I just found out today that only 2 of the 5 loans I have are in repayment, which means that the first Income Driven Repayment plan application I submitted only applies to those 2. Not the other 3. SO more bad news… The other 3 that are currently in grace period do not enter into repayment period until February. WELL that’s bad because in order for the last 3 loans to be placed on the IDR plan like the other 2 loans, I have to (brace for it) FILL OUT A WHOLE OTHER FORM AND SUBMIT MY PROOF OF INCOME ALL OVER AGAIN. I won’t be able to come home until May. That was my plan. Wait until May, after being in Guate for 6 months, a small trip home was in my plans. But now I have this to worry about. According to the lovely people at my loan provider, I have 2 choices. Choice #1: re-submit my IDR application again along with the proof of income in February online, pending I have access to internet, pending nothing has happened to my computer (I’ve had bad luck with computers my whole life). Choice #2: Hire a Power of Attorney for them to fill out the paper work and mail it in back stateside. OBVIOUSLY, option #2 is not an option for me. I have less than 2 weeks remaining stateside, I haven’t the time to wait on the paperwork for getting a Power of Attorney. So. My only real choice is to hope and pray for internet in February. Or else I will have a $460/month payment due, which wouldn’t be possible for me to pay on PC salary. I will keep y’all updated on this process, becuase I hope that it helps the next person who is trying to tie up loose ends before leaving for their service. I have called my loan provider at least 10 times and each time they have told me a different story of what I need to do and how I need to do it and when I need to have it done by. I was frustrated. But then I remember once again, my tattoo, déjelo fluir. Let it flow. Just go with it. So I am not going to worry about it. I will hopefully have access to internet that specific month and everything will be hunky dory. Lol.

Anyways, it’s under 2 weeks until staging! Ahh! I can’t even believe it! I can’t wait. I am getting more sad when I think about hugging my dog for the last time until I get to come home again, but other than that, no tears have been shed 🙂

Stay tuned to “la vida loca de Bailey…”

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